West Coast Connection Forum

Lifestyle => Train of Thought => Topic started by: LEFT_THA_COAST on October 03, 2002, 11:55:39 AM

Title: I Love White Amerikkka and She Loves Me
Post by: LEFT_THA_COAST on October 03, 2002, 11:55:39 AM
I have grown tired of John Walker aka Infinite rants and raves about his "oppressive" life here in Amerikkka. Here's an article that continues to show that Amerikkka will always be fucked up, but if you are pale-skinned, you will always have a better chance of "winning the game" and living a prosperous life, unlike if you are African and Hispanic. This is an "isolated incident", but the same case has been presented all over the country. Wise Up John Walker, no matter how bad you want to be an original man/Black man, you doin' okay being a Caucasian.

Racial disparity in loans studied
Study says gap grows in mortgage rejections

By CHRISTINE VAN DUSEN
Atlanta Journal-Constitution Staff Writer

African-Americans and Latinos in metro Atlanta were denied mortgage loans twice as often as white applicants in 2001.

That's a greater disparity than existed in 2000 and in 1996, according to a study released this week by ACORN, the Association of Community Organizations for Reform Now.

Overall, these minorities in Atlanta received a greater share of mortgage loans, and fewer were rejected, than in previous years.

"The denial rates actually have improved but improved much more for whites than for minorities, so the disparities have increased," said David Swanson, spokesman for ACORN. "Clearly lenders are making some effort to reach white borrowers and to reach upper-income neighborhoods that they are not making to reach lower-income and minority neighborhoods."

Metro Atlanta's minority populations have grown rapidly in recent years. One of every 10 people is Latino or Asian. And 29 percent of the people living in metro area are African-American, according to the most recent census figures.

Yet African-Americans and Latinos do not receive a proportional amount of mortgage loans, according to ACORN. The study did not include other minority groups.

African-Americans received 13 percent of all conventional mortgage loans in Atlanta in 2001, "significantly less than their ... share of the [metro] population," the study says.

Low- and moderate-income neighborhoods received about 13 percent of the conventional mortgages in 2001. Applicants from low-income neighborhoods were 3.2 times more likely to be denied, according to the study.

African-Americans and Latinos received more government-backed mortgages -- almost three times more than their share of conventional loans.

The study also found that upper-income African-Americans were denied about four times as often as whites in the same income category in 2001. Upper-income Latinos were denied twice as often. These trends largely mirrored those seen throughout the nation.

Mortgage bankers take issue with some of the findings presented by ACORN, a community organization that represents low- and moderate-income families. They say the study doesn't take into account those applications that don't specify a borrower's race.

Banks say they're still trying harder to reach out to minority borrowers. At Bank of America, for instance, about 27 percent of all its conventional home loans went to minorities in 2001, up slightly from 2000. And about 30 percent of the loans went to low- and moderate-income borrowers.

"Bank of America denied fewer home purchase loans to minority borrowers on a percentage basis in 2001 than in 2000," said Mary Welch, spokeswoman.

The lender also "received fewer applications for home purchase loans in 2001 than in 2000 from all consumer segments. Fewer applications mean fewer loans made," she said.

Applications by African-Americans, for example, dropped by 24 percent.

"We are not satisfied with the results ourselves," Welch said. "We are committed to improve in this area."


Title: Re: I Love White Amerikkka and She Loves Me
Post by: M Dogg™ on October 03, 2002, 01:46:19 PM
Very true. I was denied many student loans, and I'm in college trying to better myself. It's hard as a minority in this country. Many take it for granted, but once you've spent over 4 months looking for co-signers that can help you get appoved, only to be denied with even people with good credit, and you see white students who do get approve, you wonder. But as a minority, you do not think about that, you don't complain, you lead, and make a change.
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 03:21:34 PM
yo Left the Coast, when the fuck did Infinite claim to be oppressed? Perhaps you need to quit your regular bullshit rhetoric and you should smarten up....

your racist philosophy aint gettin u nowhere

instead of dissin fools how about u offer some wisdom?

that would be a sight to see
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Woodrow on October 03, 2002, 03:23:09 PM
Quote


instead of dissin fools how about u offer some wisdom?

that would be a sight to see


Did you read his full post?

He gave an article that offered lots of wisdom...
Title: Re: I Love White Amerikkka and She Loves Me
Post by: HBKid_Jr on October 03, 2002, 04:00:48 PM
everyday i am thankful to be a white male in a america.  it may be fucked up how tha system is but imma try an capitalize on all tha advantages available to me cuz im white
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 04:23:41 PM
Quote
yo Left the Coast, when the fuck did Infinite claim to be oppressed? Perhaps you need to quit your regular bullshit rhetoric and you should smarten up....

your racist philosophy aint gettin u nowhere

instead of dissin fools how about u offer some wisdom?

that would be a sight to see



lol they love dishing it out but can't seem to be able to take it
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 04:33:32 PM
but seriously i'm mexican and don't really feel opressed or denied anything a white kid could get.


as long as you apply yourself right, and a proficient speaker you can have anything if not more than the white boys in this country. with all the minority loans and latino scholarships that go around ....i think we're at this present time just as privliged as whites....whoever heard of a white scholarship fund...it'd never exisist



BUT i do think white people have it easier in this country becuase they ARE the majority in this country and REGARDLESS of the race  you find more compfort in your fellow race....who knows maybe one day america will be majority asian...and whites will be ahhhh those asians don't know what it's like to be an opressed minority.

and it's not just America that's "racist"  if you go to Canada you experience  the same shit, god only knows how many dirty looks i got up in Newfoundland  last christmas when i visited my grandma, and how many old ladies clinched their purses when i walked by.  i even went to england a few years ago and the same thing.....but it's like that in every country , go to the bowls of mexico and be black (like my friend Cory) and see if you don't experience the same amount of racisim as you would in the south during the 1860's.
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 06:04:43 PM
Quote


Did you read his full post?

He gave an article that offered lots of wisdom...



your argument is dismissed

any idiot can copy and paste, it takes an intelligent person to formulate legitimate opinions and constantly defend them
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 06:06:17 PM
Quote



lol they love dishing it out but can't seem to be able to take it


hey kid,

give me an example of my "racists philosophy"

or tell me that i have never dropped some knowledge here...

damn, the list grows.......
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 06:07:20 PM
::) @ jake and englewood being driven by their hate for Infinite so much they've resorted to defending a racist...
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 06:17:22 PM
someone just loves jumping to conclusions huh?

who said i hate infinate.....infact i do believe i said the exact opposite




man your something else , can't you see the ironicy?? we're doing the SAME thing you dudes are doing to us, and doing the SAME things to defend youselfs that you condemn us for.....man what a hypocrit



if u can dish it out be prepared to take it
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Doggystylin on October 03, 2002, 06:18:35 PM
i just looked at the pictures in this thread....
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 06:20:46 PM
oh yeah who's this racist i support now?


you and infinate praise malcom X and Farrakahn , yet i suport some mysterious racist
Title: Re: I Love White Amerikkka and She Loves Me
Post by: budsmokeronly on October 03, 2002, 06:26:42 PM
how many CEO's in America are not caucasion?

how many of you have a non-caucasion boss?

how often do you see a non-caucasion home owner?

how many blacks and hispanics are locked up in prison because of drug dealing, yet it is usually a white man making the largest profit off of the drugs.

If you are a white person do you feel you have ever been turned down, or not accepted because of your ethnicity?

If you are a white person do you ever have a problem finding someone around you of your own ethnicity?

how often do you see mexicans or blacks pay for something without cash?

Probably at least 85% of whites in america take advantage of passive racism without even knowing about it.  I laugh at white males in America who complain about their lives all the time.  People like that need to open their eyes and realize how fucking easy they got it compared to billions of other people.  I never even realized many of the advantages that I have being a white male in America until last year when I learned about it in a class at college.  You know I have never felt racism towards myself.  I know that I have never been turned down from a job because of my skin color.  I know that people will automatically assume that I am an illegal immigrant, drug dealer, ex con, theif, worthless welfare recipient spending hard earned american tax dollars on booze and drugs, etc, etc.  Everyone of you white american males on this board needs to recognize this shit and appreciate what you got.
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 06:43:16 PM
Quote
oh yeah who's this racist i support now?



the creator of this thread

andu still havent proven to me how i resemble what i have criticized in Left The Coast
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 07:03:55 PM
where in my reply did i say i supported him when my long as post says i'm mexican and don't feel the opression much.......whose to say he's racist...and if he's racist your the head dragon


dude are you that our of your gord?
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Doggystylin on October 03, 2002, 07:07:44 PM
did someone say mexican food? damn i want some
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 07:10:13 PM
Quote
where in my reply did i say i supported him when my long as post says i'm mexican and don't feel the opression much.......whose to say he's racist...and if he's racist your the head dragon


dude are you that our of your gord?



hes a known racists , always calls Infinite a cracker
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 07:24:47 PM
Quote



hes a known racists , always calls Infinite a cracker



lol u just dug a whole for yourself


you two support  malcom x and farrakahn


now go grab lethal injection by ice cube and listen to white cave bitch.......hey buddy you support a RAGING racist
Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 07:33:54 PM
Explain to me how Malcolm X was a racist...oh wait...u're the guy that thinks Malcolm X sold drugs and fucked hoes AFTER he converted to Islam lol

*climbs out of hole i supposedly dug myself in*
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Doggystylin on October 03, 2002, 07:37:16 PM
Quote
Explain to me how Malcolm X was a racist...oh wait...u're the guy that thinks Malcolm X sold drugs and fucked hoes AFTER he converted to Islam lol

*climbs out of hole i supposedly dug myself in*


see in some ways malcolm was a racist, and in another way he wasnt, he didnt know real islam til he went to mecca so he kinda preached a racist islam up til then, which wasnt even real islamic teachings, he teached about the white devil n shit to people for a while. but he did not die a racist man.
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Political Gangsta on October 03, 2002, 07:38:00 PM
Quote



lol u just dug a whole for yourself


you two support  malcom x and farrakahn


now go grab lethal injection by ice cube and listen to white cave bitch.......hey buddy you support a RAGING racist


Quote by Malcolm X (Malik El-Shabazz) upon visiting the holy city of Mecca:

"During the past eleven days here in the Muslim world, I have eaten from the same plate, drunk from the same glass, and slept in the same bed (or on the same rug)--while praying to the same God--with fellow Muslims, whose eyes were the bluest of blue, whose hair was the blondest of blond, and whose skin was the whitest of white.  ANd in the words and actions and in the deeds of the white Muslims, I felt the same sincerity that I felt among the black African Muslims of Nigeria, Sudan, and Ghana.  Because of our belief in One God we are all truly brothers."

"I no longer subscribe to any of the tenets of racism"  


Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 07:39:38 PM
Quote
Explain to me how Malcolm X was a racist...oh wait...u're the guy that thinks Malcolm X sold drugs and fucked hoes AFTER he converted to Islam lol

*climbs out of hole i supposedly dug myself in*



it's a documented fact that he didn't change much i dare you to research this man to it's extent. not the cleaned up version muslums will teach you


and this just proves your hypocracy baby, someone calls infinate cracker he's a racist, but let him be a muslum and he's a profet of islam or a respected man of islam......you are truely something else
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Doggystylin on October 03, 2002, 07:41:59 PM
Holy Aqui, look at the time, i got to go sleep, im sorry i cant stay here with you guys, it was fun....later
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Political Gangsta on October 03, 2002, 07:42:44 PM
Quote



it's a documented fact that he didn't change much i dare you to research this man to it's extent. not the cleaned up version muslums will teach you


and this just proves your hypocracy baby, someone calls infinate cracker he's a racist, but let him be a muslum and he's a profet of islam or a respected man of islam......you are truely something else


It's painfully obvious that Jacob is unaware of the difference between traditional Islam and the Nation of Islam.  I have studied brother Malik extensively and he transformed from a narrowly nationalist black Muslim to true, traditional Islam.  The Islam practiced by 1 billion Muslims of all races, colors, and creeds!!!!!!!


Title: Re: I Love White Amerikkka and She Loves Me
Post by: King Tech Quadafi on October 03, 2002, 07:43:29 PM
Quote



it's a documented fact that he didn't change much i dare you to research this man to it's extent. not the cleaned up version muslums will teach you




u just keep gettin better and better with your arguments....  ::) ::) ::)
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Doggystylin on October 03, 2002, 07:43:55 PM
HAHA i havent gone to sleep yet.....now i see i am really bein ignored....ok im out now
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Political Gangsta on October 03, 2002, 07:44:42 PM
How dare them disrespect the greatest American that ever lived!!!!!!!!!  If only they knew!!!!!  But they know not!!!!
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Doggystylin on October 03, 2002, 07:46:37 PM
Quote
How dare them disrespect the greatest American that ever lived!!!!!!!!!  If only they knew!!!!!  But they know not!!!!


i would say bizzy and krayzie fit that category too, but thanx for puttin me up there man
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 07:50:21 PM
Quote


Quote by Malcolm X (Malik El-Shabazz) upon visiting the holy city of Mecca:

"During the past eleven days here in the Muslim world, I have eaten from the same plate, drunk from the same glass, and slept in the same bed (or on the same rug)--while praying to the same God--with fellow Muslims, whose eyes were the bluest of blue, whose hair was the blondest of blond, and whose skin was the whitest of white.  ANd in the words and actions and in the deeds of the white Muslims, I felt the same sincerity that I felt among the black African Muslims of Nigeria, Sudan, and Ghana.  Because of our belief in One God we are all truly brothers."

"I no longer subscribe to any of the tenets of racism"  




of corse i know of this, but it seems as though they only respect the racist malcom x
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 07:52:32 PM
Quote


It's painfully obvious that Jacob is unaware of the difference between traditional Islam and the Nation of Islam.  I have studied brother Malik extensively and he transformed from a narrowly nationalist black Muslim to true, traditional Islam.  The Islam practiced by 1 billion Muslims of all races, colors, and creeds!!!!!!!






sorry but i do know the difference, it was just "painfully obvious" some people on here respected X more when he was in the NOI
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 07:54:18 PM
Quote
How dare them disrespect the greatest American that ever lived!!!!!!!!!  If only they knew!!!!!  But they know not!!!!




tell me how X is greater than MLK?
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Political Gangsta on October 03, 2002, 08:06:42 PM
Quote




tell me how X is greater than MLK?


Nobody articulated the struggle for liberation of self better then Malcolm X.  

Don't you find it interesting that we glorify white leaders such as George Washington (revolutionary war) Andrew Jackson (trail of tears, indians) and Harry S. Truman (killed 450,000 innocent civilians with atomic bomb, WW2).  

But the all-time greatest black man according to America is the non-violent Martin Luther King.

If you ask me Nat Turner was as great as Martin Luther King.  he lead the slave-uprisings.

I Believe this...   The greatest white man who ever lived in America was John Brown.  The greatest black man is El-Hajj Malik El-Shabazz.  Despite what the history books would like for us to believe.  
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 08:11:33 PM
again what did x do that mlk didn't do
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Political Gangsta on October 03, 2002, 08:12:41 PM
Quote
again what did x do that mlk didn't do


Nobody articulated the struggle for liberation of self better then Malcolm X.  
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 08:13:12 PM
and how ironic your greatest american was muslum.
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Don Jacob on October 03, 2002, 08:14:36 PM
Quote


Nobody articulated the struggle for liberation of self better then Malcolm X.  



dr. king didn't just as well?
Title: Re: I Love White Amerikkka and She Loves Me
Post by: Political Gangsta on October 03, 2002, 08:22:18 PM
I respect your opinion.  Please respect mine.  You are not a Muslim.  I can understand why you don't regard brother Malik as the greatest American ever.
Title: Re: I Love White Amerikkka and She Loves Me
Post by: LEFT_THA_COAST on October 04, 2002, 08:37:30 AM
Let me explain a few things to that Sand Nigga and John Walker aka Political Gangster.......

1. The point of this post was to show that Caucasians no matter their background will always be considered full human beings and those who are non-white will be always 3/4's of a human being.

2. True there are a lot of grants and scholarships for so-called minorities, but why is that? It's because those who built this country, didn't get nothing in return for our labor and because Africans and Natives built this country and are still not regarded as full citizens, these "token" grants (which I have took FULL advantage of) were given to "amend" for all the wrong doings. But no matter how many advances us so-called minorities have made on a grand scale we are still behind in regards of equal education and employment. Point why do Blacks make up only 13% of the countries population, but almost 75% of the population of those incarcerated? Is it because all "niggers are good for is committing crimes? Emphatically no. Racism is still the order of the day here in Amerikkka.

3. I think the white dude who said he is glad that he is white and is able to take advantage of what he can get because of his skin color, is so right and exact. If I was white I would be doing the same exact thing. But thanks to Allah, I'm glad I'm a Blackman and anything I can get due to my people's oppression I'm going to do it. And take all the info I get from this country and help my people here in the diaspora and back on the MOTHER CONTINENT.

4. And to that Sand Nigger....how in the fuck can I be a  racist by typing cracka on the internet? Nothing I do or say will stop the constant oppression of minorities by the majority. In order to be a racist I have to have PREJUDICE PLUS THE POWER TO USE MY PREJUDICE IN ORDER TO OPPRESS THOSE WHO I FEEL ARE INFERIOR. I have many prejudices, but no power to enact them.

5. In regards to Malik El Shabazz...It's funny how crackas read a book and watch a movie and think they know everything about the man. Malcolm went to Mecca several times before his so-called "conversion" to Sunni (a denomination of the religion)-based teachings in Islam. He went in the mid-late 50's (and it's documented in his autobiography) and went representing The Most Honorable Elijah Muhammad and the Nation Of Islam. He was well aware of the various colors and nationalities of those practicing Islam, so that argument is invalid. Also Shabazz is an Asiatic name, not a Persian/Arabian based-one, so if Malcolm did indeed not follow or believe in what he was taught in the NOI, he would of taken a completely different name that was given to him by the Most Honorable Elijah Muhammad. Yes Elijah gave Malcolm that time years before he made his Hajj or pilgrimage to Mecca. He told Malcolm that when he did make that Hajj that his "name would be a righteous one". It's funny how John Walker is a cracka trying to study the religion of the Original Man and Woman, but doesn't know the full depth of Islam or the Koran. You can't speak for those who submit their will to their Creator after just "discovering" the religion a year ago. And if you ever want to debate me on some Islamic or African/African-American issues, I'm ready to take you on and in the immortal words of "Da Lenchmob" I'll be ready to "Buck The Devil."

6. Also from reading Walker aka "the Rappin White Moslem" (props to the guy who said that in one post I read). He constantly talks about his "oppression" in regards to the lack of love and understanding from his parents who seem to have personal vices of their own, to him being given an education based on lies, christianity being a burden on him, the Amerikkkan government and so and so and so on. That's what I mean by oppressive.

THE ONLY THING THAT THIS CRACKA CAN DO IF HE WANTS TO TRULY ASSIST BLACK PEOPLE HERE IN AMERIKKKA (which he doesn't he really wishes he was black, everytime that question has been posted, he would never answer it he would always say that the person was just belittling him and trying to dis him in order to make them feel good) GO TO YOUR LILY WHITE NEIGHBORHOODS AND BUSINESSES AND BEGIN WORKING WITH WHITE FOLKS AND SHOW THEM THE ERRORS OF THEIR WAYS. THERE ARE PLACES WHERE JOHN WALKER CAN GO HERE IN AMERIKKKA WHERE IF I WENT MY BLACK ASS WOULD BE LYNCHED AND SWINGING FROM A POLE.

7. And lastly, why do these fake ass True Muslims who run stores in the Black community sell beer and pork which is forbidden to even touch in the Koran? Also why do they chase and have sexual relations with Black women in the community and disrespect them even though they are married? Why do they dis the Nation Of Islam and they lead better Islamic lives then these A-Rabs?
Just like John Walker you are hipocrites.

Call me a racist all day, but I have never killed or harmed any non-blacks with so-much of a pocket knife, ever. I have never put or supported the deaths of Caucasians Jews during their lil' ol "Holocaust" The deaths of Africans during slavery have numbered past 150 million (in regards to just 6 million white folks). Africans paid a Hell-Of-A Cost!!!!!!!!


RIP to the greatest Black revolutionary of the Amerikkkan "Baby Boom Generation" Minister Dr. Khallid Abdul Muhammad (May Allah Be Pleased With Him).
Title: Re: I Love White Amerikkka and She Loves Me
Post by: CWalker187 on October 05, 2002, 11:53:11 AM
Quote
I have grown tired of John Walker aka Infinite rants and raves about his "oppressive" life here in Amerikkka. Here's an article that continues to show that Amerikkka will always be fucked up, but if you are pale-skinned, you will always have a better chance of "winning the game" and living a prosperous life, unlike if you are African and Hispanic. This is an "isolated incident", but the same case has been presented all over the country. Wise Up John Walker, no matter how bad you want to be an original man/Black man, you doin' okay being a Caucasian.

Racial disparity in loans studied
Study says gap grows in mortgage rejections

By CHRISTINE VAN DUSEN
Atlanta Journal-Constitution Staff Writer

African-Americans and Latinos in metro Atlanta were denied mortgage loans twice as often as white applicants in 2001.

That's a greater disparity than existed in 2000 and in 1996, according to a study released this week by ACORN, the Association of Community Organizations for Reform Now.

Overall, these minorities in Atlanta received a greater share of mortgage loans, and fewer were rejected, than in previous years.

"The denial rates actually have improved but improved much more for whites than for minorities, so the disparities have increased," said David Swanson, spokesman for ACORN. "Clearly lenders are making some effort to reach white borrowers and to reach upper-income neighborhoods that they are not making to reach lower-income and minority neighborhoods."

Metro Atlanta's minority populations have grown rapidly in recent years. One of every 10 people is Latino or Asian. And 29 percent of the people living in metro area are African-American, according to the most recent census figures.

Yet African-Americans and Latinos do not receive a proportional amount of mortgage loans, according to ACORN. The study did not include other minority groups.

African-Americans received 13 percent of all conventional mortgage loans in Atlanta in 2001, "significantly less than their ... share of the [metro] population," the study says.

Low- and moderate-income neighborhoods received about 13 percent of the conventional mortgages in 2001. Applicants from low-income neighborhoods were 3.2 times more likely to be denied, according to the study.

African-Americans and Latinos received more government-backed mortgages -- almost three times more than their share of conventional loans.

The study also found that upper-income African-Americans were denied about four times as often as whites in the same income category in 2001. Upper-income Latinos were denied twice as often. These trends largely mirrored those seen throughout the nation.

Mortgage bankers take issue with some of the findings presented by ACORN, a community organization that represents low- and moderate-income families. They say the study doesn't take into account those applications that don't specify a borrower's race.

Banks say they're still trying harder to reach out to minority borrowers. At Bank of America, for instance, about 27 percent of all its conventional home loans went to minorities in 2001, up slightly from 2000. And about 30 percent of the loans went to low- and moderate-income borrowers.

"Bank of America denied fewer home purchase loans to minority borrowers on a percentage basis in 2001 than in 2000," said Mary Welch, spokeswoman.

The lender also "received fewer applications for home purchase loans in 2001 than in 2000 from all consumer segments. Fewer applications mean fewer loans made," she said.

Applications by African-Americans, for example, dropped by 24 percent.

"We are not satisfied with the results ourselves," Welch said. "We are committed to improve in this area."




Are you an idiot? The reason these banks turn down more blacks and Hispanics for loans is because minorities are more likely to have bad credit. Did you know that whites are more likely to be turned down for loans than Asians? That is because Asians have better credit on average than whites.

Do you really think that banks are going to turn down business out of racial hatred? They are in it to make money and they don't care what color their customers are. All they care about is GREEN.

Can LEFT_THA_COAST get any dumber?