Lifestyle > Train of Thought

The borrower is slave to the Lender

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JTSimon:

--- Quote from: Overseer on April 13, 2004, 08:38:09 AM ---build up credit for what?   i dont need it..  

i have 5k ($10k) credit on that one card...  so... ?

yes i know your credit rating is better the more in debt you are (as longs you dont fall behind) but thats the trap!

if i *need* to borrow, then i will.. i dont, so i wont..

?

--- End quote ---

No credit/bad credit good luck buying a house  ;)

Don Seer:
stupid though isnt it?

JTSimon:

--- Quote from: Overseer on April 13, 2004, 09:17:00 AM ---stupid though isnt it?

--- End quote ---

If I ran a Real Estate company I wouldn't sell a house to some1 off the street ;D


lol you know a late credit card payments stay on your credit report for 7 years minimum  ;D

Don Seer:
but in reality i have a perfect payment record for 5 years for my credit card... sux huh

Trauma-san:

--- Quote from: Poppadopalis on April 13, 2004, 08:25:58 AM ---
--- Quote from: Overseer on April 13, 2004, 07:37:03 AM ---Very true.. Have said this before, but I never borrow money.

I have one credit card and one debit card.   I pay my credit card bill off in full every month. I use it for convenience rather than as 'credit'.. I have the money..  See.. I pay for little things on either, coz it really doesn't matter.. depending how money is going i use the credit or the debit.. all a credit card is to me is a debit card with a 1 month time delay :)

--- End quote ---

Well how are you going to build up your credit with 1 card.

I have no debit card but I have 4 credit cards (2 MasterCard/1 Visa/1 Discover)
Yeah I aslo pay off bills every month...lol they probably hate me cause they're not making money off me  ;D

--- End quote ---

It's a MYTH that you 'need' to 'build up' your credit.  Don't listen to that shit.  

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