West Coast Connection Forum
Lifestyle => Tha G-Spot => Topic started by: Don Rizzle on July 08, 2003, 12:19:43 PM
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ok i'm 19 i just baught a honda civic 1.5 LSI 3dr hatch i was wondering if anyone knows some good insurance companies best quote so far has come from norwich union at about Ŗ750 3rd party fire n theft.....
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try tesco ;D
they insured me for a 1 litre f reg polo for Ŗ400....all other places i tried like churchill and direct line quoted me Ŗ600 +
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Wouldn't it be different for a 19 year old lad tho?
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tescos was over a grand
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privilege?
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privilege = Ŗ1087 :(
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That shit is why I'm waiting till I'm older till I start driving. Because I will get raped on car insurance now.
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when u live on a lil village ontop of a hill u need a car. plus i travel to and from bournemouth quite alot cos i'm at uni there. i was payin #550 on my 1.2 renault 5 but im bored of that so #750 ain't that bad would be nice to have it lower tho. i also need somink to compete with my mates modded golf gti and another is in the process of doing up his 306. although i'll prob keep mine standard for the mo except colour code the wing mirrors cos insurance will be a total joke, doesn't help having a speeding conviction too.
oh a question i'm currently with directline n they fucked up n gave me an extra years no claims bonus if i went to other insurance companies would i be able to say i got 3 years? cos i been saying 2 years which is what i actually have, and extra year would probably make a big difference to quotes, but then its also impossible for me to have 3 years as i would of have to of been driving when i was 16
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did you mod your renault 5 DR ? ;D
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don rizzle... nah u cant carry that 'free bonus' to another company, its also illegal, u have a smack and your insurance is voided, basically the same thing as driving without any.
my 1.4i polo cost me just under 700 fully comp for my 2nd year of driving, wasnt much more for the first year either.
privilege and directline and tesco are virtually the same company (well they have same underwriters). tesco seems to have an edge tho right now. they're all based around different types of customer... like with AA & Norwich Union if you're a homeowner with kids your insurance is gonna be dirt cheap, otherwise they rape your wallet.
right now looking at the mitsi fto which is 2.0 24v mivec n all that would be 850 quid for me with privilege, and i aint been drivin 2 years yet.. (similar quote for a '96 model 2.0 celica and a little higher for a '96 model mr2.. all 2 litre cars)
what i'm actually gonna do is.. whenever i switch to my next car i will insure it until feb (due in sept on my polo) (when my 2 years experience comes up) and then reinsure for a year with 2 yrs no claims + experience to get a better deal :)
tesco offered me a "1 years free no claims bonus" type thing if i jumped shipped for insurance too.
ohh yeah try this place if u aint already ---->>> www.elephant.co.uk
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yea but the reason they given me an extra year is their fault not mine i have never said i have 3 years i sent them proof of 1 years ncb when i first went went with them after they asked it saying they put the price up if i didn't send it and when they got it they took an extra year off. am i not aloud to jus say i didn't realise? surely they can't void the insurance for that... anyway i directline changed thier mind today and said they would insure me as previously they said i had to be 21 to get insured on this car, so i'mma stick with them cos i got 5 months till my next renuewal to give another years ncb which'll make it cheaper in the long run.
tescos came out at about 1600 it wasn't competetive at all norwich union is the cheapest by far and i tried ALOT of places.
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If your a youngster sign on a policy with your parents ;D
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If your a youngster sign on a policy with your parents ;D
It's only gonna delay your bonus when you eventually get your own insurance.. might as well jump into it.
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If your a youngster sign on a policy with your parents ;D
It's only gonna delay your bonus when you eventually get your own insurance.. might as well jump into it.
No...by then you will have experience driving on the road.
On the insurance policy you should be listed as a driver. Cheaper that way.
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No...by then you will have experience driving on the road.
On the insurance policy you should be listed as a driver. Cheaper that way.
So you're planning to put the insurance on your parents until you are 40 ??
I don't know what rules yall got over there.. but over here you gotta earn your bonus.. putting the insurance on your parents only means that you will still have to earn your own bonus when you eventually get your own inurance.
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No...by then you will have experience driving on the road.
On the insurance policy you should be listed as a driver. Cheaper that way.
So you're planning to put the insurance on your parents until you are 40 ??
I don't know what rules yall got over there.. but over here you gotta earn your bonus.. putting the insurance on your parents only means that you will still have to earn your own bonus when you eventually get your own inurance.
Ok in America all listed people on the insurance earn bonus(credit). Now if I went out and got an insurance policy alone as a first time driver it would be really expensive. But if my mom (a driver with 15 years experience (clean record)) signed up the policy and put me on as an additional driver the insurance would be cheaper and I still would be earning bonus(credit) for driving a vehicle. So when I start my own policy I would have some years of experience.
;D get it
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Ok in America all listed people on the insurance earn bonus(credit). Now if I went out and got an insurance policy alone as a first time driver it would be really expensive. But if my mom (a driver with 15 years experience (clean record)) signed up the policy and put me on as an additional driver the insurance would be cheaper and I still would be earning bonus(credit) for driving a vehicle. So when I start my own policy I would have some years of experience.
;D get it
Ahh... that system is different than ours..
Here, only one person can get the bonus.. and they don't count any "2nd driver"..
They make more money that way.. lol
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Well you've already done the first ones that jumped to my mind, so heres one that hasn't been mentioned :
elephant / admiral (same outfit but different prices !)
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^ read my post more closely dude ;) i mentioned heffalump
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Me mar has just got the new Micra and it is pimp. I am gettin lessons very soon so hopefulyl in like under a year I cud be crusing in that. Gangsta. lol
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Ok in America all listed people on the insurance earn bonus(credit). Now if I went out and got an insurance policy alone as a first time driver it would be really expensive. But if my mom (a driver with 15 years experience (clean record)) signed up the policy and put me on as an additional driver the insurance would be cheaper and I still would be earning bonus(credit) for driving a vehicle. So when I start my own policy I would have some years of experience.
;D get it
Ahh... that system is different than ours..
Here, only one person can get the bonus.. and they don't count any "2nd driver"..
They make more money that way.. lol
yup same here...
people have at least 5 variables that affect things
1) experience. (over 2 years is cheaper)
2) age (over 25 is cheaper)
3) no claims bonus from being a primary policy holder. (you get no 'no claims' if you havent been a policy holder.. i.e. named drivers dont build up no claims )
4) if you're married with kids is cheaper (you're more responsible)
5) if you own your own home
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^ read my post more closely dude ;) i mentioned heffalump
admiral still worth a shout though as they come up with different prices.
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yup same here...
people have at least 5 variables that affect things
1) experience. (over 2 years is cheaper)
2) age (over 25 is cheaper)
3) no claims bonus from being a primary policy holder. (you get no 'no claims' if you havent been a policy holder.. i.e. named drivers dont build up no claims )
4) if you're married with kids is cheaper (you're more responsible)
5) if you own your own home
6) Being a girl makes it cheaper.. ::)
They're maybe going to remove that one..
old research say that women are more responsible in traffic.
new research say that women causes the most accidents..
Women in traffic........... (http://www.click-smilies.de/sammlung/sprachlos/speechless-smiley-015.gif)
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lol... i've found that sex doesnt seem to matter..some people driving are just plain dumb!
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Women in traffic........... (http://www.click-smilies.de/sammlung/sprachlos/speechless-smiley-015.gif)
lmao ;D women are great drivers :P
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how many times u failed your test now love? :P
... sorry i know its a cheap shot.. ya know i mean no harm :)
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lol ;D ;)
ive failed 3 times !! :o
the thing is i can drive.......ive been having lessons since last august but youve gotta be 100% perfect on the day :P
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yeah I know how that be... I got mine 2nd time.. only failed first time coz I was over confident and took a risk that the instructor didnt like. it helped steady me a bit I think.
just be glad i didnt start drivin at 17.. coz i was a wild ass kid :) i had a car back then but sold it (before i learned to drive it) to buy a computer coz i needed one for college.
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its such a pain in the arse failing.....all i wanna do is drive me shitty polo around oxford....do me shoppin....see me mum.....that kinda thing ::)
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yeah i know how that feels....when i failed it was nov.. just before xmas.. so I was all depressed over xmas 2001.. lol
plus i had my retest booked for jan 2nd.. realised thats a kinda bad day.. so rebooked it and got a date in feb... so took 3 months to do my retest.. didnt have lessons from mid nov -> jan.. but i was still driving my car with someone experienced here and there to keep mah skillz up. :)
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my test is booked for the 23rd september :P miles away yet but i keep phoning them everyday to see if i can get a cancellation !!
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damn a two month wait for ya test.. i thought they made shit better too :/
at least ya aint gotta do that new theory test with that danger perception video thing.. looks nasty
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yeah..i passed my theory in october just before they bought all that crap in ;D
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Women in traffic........... (http://www.click-smilies.de/sammlung/sprachlos/speechless-smiley-015.gif)
lmao ;D women are great drivers :P
I'd say 75% of women can't drive worth shit. Probably more though ;D
They are so clueless at the wheel and especially at trolley/train tracks ;D
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Women in traffic........... (http://www.click-smilies.de/sammlung/sprachlos/speechless-smiley-015.gif)
lmao ;D women are great drivers :P
I'd say 75% of women can't drive worth shit. Probably more though ;D
They are so clueless at the wheel and especially at trolley/train tracks ;D
bollocks :P its you blokes being too bossy on the road !!
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Women in traffic........... (http://www.click-smilies.de/sammlung/sprachlos/speechless-smiley-015.gif)
women are great drivers :P
ive failed 3 times !! :o
Lmao ;D
bollocks :P its you blokes being too bossy on the road !!
(http://www.click-smilies.de/sammlung/auto/car-smiley-030.gif)
LoL.. the fact that bothers me the most, is that all women panic once they see a yellow light, then hit the brake.. bang. :-X
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on my last test i got failed cuz i went through an amber light.......didnt have time to brake cuz there was another car behind me !! ;D
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yup same here...
people have at least 5 variables that affect things
1) experience. (over 2 years is cheaper)
2) age (over 25 is cheaper)
3) no claims bonus from being a primary policy holder. (you get no 'no claims' if you havent been a policy holder.. i.e. named drivers dont build up no claims )
4) if you're married with kids is cheaper (you're more responsible)
5) if you own your own home
6) Being a girl makes it cheaper.. ::)
They're maybe going to remove that one..
old research say that women are more responsible in traffic.
new research say that women causes the most accidents..
Women in traffic........... (http://www.click-smilies.de/sammlung/sprachlos/speechless-smiley-015.gif)
i've had to brake for so many women dirves who just don't have a fucking clue they just pull right out in front of u without checkin half the time. i think tests should be adapted to address womens awareness weaknesses. other drivers whp fuck my off r bmw n merc drivers the kind who spend all their time 2 meters from ur ass flash when ur restricited by the speed of the car in front or ur in the middle of over taking, they don't give a fuck about their cars or who they cut up cos at the end of the day theyre insured. tests should also be put in place t make sure pensioners r suitable to drive cos as i ust to work at a petrol station i seen so many old poeple who drive which are blatently a danger to themselves and others