whats your internet providers and how much do you pay?

[Kool Beenz]

i need to start establishing some credit... im 19 gonna be 20 in june and i have nothing under my name and no credit whatsever

well next month our internet/cable/phone contract will be up and its all under the same company... my mom pays about $120 a month this is with high speed cable internet/ digital cable (HBO,SHOWTIME,Cinemax, On Demand ect ect) and a home phone line...

well i want to get an affordable internet under my name... ive been thnking maybe netzero or some sort thats only like 10 a month but that works really well

also that works well with a ps3 and xbox live

what are my options?

[LooN3y]

internet providder has nothing to do with how the ps3 and xboxlive work, as long as you have fast internet connection it should be fine.


lol i turn 20 in june too

[Kool Beenz]

sometimes it does
 i never ever had any problems with my cable connection on xbox live

but my friends that use DSL have problems all the time with there xbox live

[GENERIK]

my xbox live works fine on DSL, although my xbox just got the RROD...


have you tried applying for a credit card? or a card at some store? don't apply too many times because if they decline you then that shit goes on your credit score and gives you bad credit...

[Kool Beenz]

i dont trust credit cards

[Not Likely]

a local banker of mine told me to build some credit by getting a credit card, activating it, then tearing it up.

what a great dude. I think I'm gonna call my banker and see how he's doing.

[GENERIK]

haha^ not likely good advice...in order to get credit, you have to do some spending on it and make sure you make the payments on time...so it's not likely you get bad credit...but if you don't trust credit cards, then i'll handle your money and put it in my swiss bank account

[Twentytwofifty]

Why would you not "trust" credit cards?  Using them is better than using your bank card or cash.

[E-L-P]

Dude, let me school you. Your credit score is determined by two main factors; 1. Length of credit (You should have gotten yourself a credit card when you turned 18 to establish some sort of payment history. The longer the account has been open=the more payments you've made=the more credit worthy you are) 2. Unsecured revolving debt ratio (This is the percentage of your balance that is outstanding. You want to aim to keep it below 25%. So if your limit is $1000, keep it under $250. The lower the %, the less risk you are to a creditor. Pay off your balance every month and you won't be paying interest.)

BTW, I have Cox and I pay about $125 for the "bundle" that includes hi-def digital cable, high speed internet and a phone line I almost never use.

[AnnonymousOne]

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